CrossCountry Mortgage logomark

Stephanie Rizzuto, CMPS

VP of Sales

Morristown, NJ Mortgage Lender

NMLS #145265

Adress
912 Mt. Kemble Ave.
Morristown, NJ 07960
Contact Methods
Email
mobile Mobile
(201) 230-2458
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Stephanie

With over 15 years of experience and over $500 million in closed mortgages, I’m a leader in the mortgage industry with a proven ability to build solid client relationships through sales and deliver a level of service that goes above and beyond expectations. I have a robust knowledge of the values and practices of home financing and a strong aptitude for loan products and services that all go toward making every mortgage feel like a win.

My hard work and dedication have been recognized by many prestigious awards and memberships, including:

  • Five-Star Mortgage Professional Award in 2021, 2022, and 2023
  • The Daily Record’s Morristown, NJ Branch “Best of the Best” for 2014, 2015, 2017, and 2018
  • Affiliate member of the NCJAR participating in coaching and mentoring business development
  • Certified Mortgage Planning Specialist, which continues to keep me knowledgeable in all aspects of lending and finance

From our first conversation to closing and beyond, you can trust my experience and expertise to help you achieve your homeownership goals.

When I’m not working, you can find me indulging in snuggle time with my two children, Zoey and Ryan, exploring fun activities outdoors with my husband Manny, and the occasional (okay – frequent) retail therapy.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Exterior of a multi-family home that provides separate living spaces for multiple families.
    Published on

    What Is a Multi-Family Home?

    Confused about the difference between duplexes & condos? Dive into our guide & learn everything about multi-family homes - perfect for renters & investors!

  • Image of a man using a saw while doing a home improvement project.
    Published on

    Loans For Home Improvement

    Discover how to finance home improvement projects with ease. Learn about the different loan options available, qualification requirements, and the application process.

  • Couple sitting together on couch researches a cash-out refinance loan on their cell phone.
    Published on

    What Is A Cash-Out Refinance Loan?

    Unlock your home's equity with a cash-out refinance loan. Get funds for renovations or debt consolidation. Learn how it works and if it's right for you.

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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